Definitions

1st Time
An indicator that lets you know if you have received your first Pell Grant during the 2008-2009 Award Year or later. This is used as the beginning date for determining Pell Lifetime Eligibility used.
Top Of Page

Additional Eligibility
An indicator that lets you know that you had additional eligibility and received two Pell Grants in a single award year.
Top Of Page

Aid Type
The type of aid for which you received an amount in excess of what you were eligible to receive (overpayment).
Top Of Page

Award Amount
The amount of the grant type the school expects to pay you based on your grant eligibility, enrollment, Expected Family Contribution (EFC) and your school's cost of attendance.
Top Of Page

Award Year
The school year for which the grant is to be used to fund your education.
Top Of Page

Canceled Amount
The portion of a loan (other than Perkins), in dollars, that was canceled, either before or after disbursement.

A Perkins loan may be entirely or partially canceled if you serve in any the following areas: (1) teaching, (2) military, (3) law enforcement, (4) volunteer (i.e., VISTA, Peace Corps), (5) Head Start, (6) public service (i.e., librarian, firefighter, faculty at a Tribal College or University, speech pathologist). A loan may also be fully or partially discharged due to death, disability or declared bankruptcy.
Top Of Page

Canceled Date
The date (month, day, and year) on which all or part of a loan was canceled.
Top Of Page

Contact
Contact information of the school awarding the grant or the organization guaranteeing, lending and servicing the loan or overpayment.
Top Of Page

Contact Type - Attending School
The school for which a grant has been received.
Top Of Page

Contact Type - Current ED Servicer
The federal loan servicer currently administering FFEL Program loans that have been sold to the Department as well as Federal Direct Loan Program loans.
Top Of Page

Contact Type - Current Guaranty Agency
The agency that guarantees Title IV Stafford Program loans for lenders. These agencies also aid in the collection and reinsurance of defaulted loans.
Top Of Page

Contact Type - Current Lender
The current holder of a FFEL Program promissory note (lender of the loan).
Top Of Page

Contact Type - Current Servicer
The organization currently servicing (administering) a loan on behalf of a lender or school. This organization is responsible for collecting payments, computing interest and assisting borrowers. If a U.S. Department of Education servicer is listed for a FFEL Program loan this indicates the Department has purchased the loan.
Top Of Page

Cumulative Payment Amount
The cumulative amount paid on a loan as of the most recent payment effective date.
Top Of Page

Date Entered Repayment
The date on which you begin repaying your student loan.
Top Of Page

Date of Birth
Your date of birth. You must enter a valid date of birth to use the NSLDS Student Access system. The date of birth is also used to verify that your loan is recorded in the NSLDS database.
Top Of Page

Disbursed Amount/Disbursement Amount
The dollar amount of each disbursement of a loan.
Top Of Page

Disbursement Date
Date on which a loan disbursement was made, or date an overpayment was reported.
Top Of Page

Enrollment Status and Effective Date
The enrollment status (for example, full-time, half-time, less than half-time, withdrawn, or graduated) as certified by your school and the date for which this status is effective.
Top Of Page

FSA ID
The FSA ID is comprised of a username and password. Your FSA ID allows you to access your federal student aid information online, and is used to log in to many U.S. Department of Education (ED) websites, including FAFSA on the Web, NSLDS Student Access, StudentLoans.gov, StudentAid.gov, and the TEACH Grant website.
Top Of Page

Income-Driven Repayment Plan Anniversary Date
The date on which the income-driven payment amount resets based on a borrower's recertification.
Top Of Page

Interest Rate
The interest rate for the loan.
Top Of Page

Interest Rate Type
The type of interest rate. Fixed indicates the loan had a set rate at the time it was made. Variable indicates that the loan rate can vary based on such things as your academic status and type of loan, as well as possible borrower benefits. When variable interest rate is listed, contact the current lender, servicer, or guaranty agency to learn the actual current interest rate.
Top Of Page

Last Name
Your last name. You must enter a valid last name to use the NSLDS Student Access system.
Top Of Page

Lender
The organization that currently holds the loan; the lender could be the borrower's school; a bank, credit union, or other lending institution; or the U.S. Department of Education.
Top Of Page

Lender Servicer
The organization currently servicing (administering) a loan on behalf of a lender.
Top Of Page

Lender/Lender Servicer Code
A six digit code identifying the Lender or Lender Servicer.
Top Of Page

Loan Amount
The amount that an agency or school approved for your loan. Not all of this amount may have been disbursed.
Top Of Page

Loan Date
For Direct Loans, the loan date is the date of the first disbursement. For FFELP loans, the loan date is usually the date the loan was guaranteed.
Top Of Page

Loan Period Begin Date
The date classes are (or were) scheduled to begin for the period covered by your loan.
Top Of Page

Loan Period End Date
The date classes are (or were) scheduled to end for the period covered by your loan.
Top Of Page

Loan Status
A code representing the current status of your loan, as determined by the loan's current holder. See Status Description.
Top Of Page

Maximum Eligibility Period
A borrower's Maximum Eligibility Period is a period of time expressed in years that is equal to 150% of the published length of the student's longest current academic program.
Top Of Page

Most Recent Payment Effective Date
The most recent date on which a payment was applied.
Top Of Page

MyStudentData Download
A button that allows you to download all of your loan, grant, and aid overpayment history provided on the NSLDS Student Access Web site. The data will be downloadable in a text version.
Top Of Page

Next Payment Due Date
The next date on which a payment is due on the loan.
Top Of Page

Outstanding Interest/Outstanding Interest Balance
The dollar value of the accrued interest balance on a loan.
Top Of Page

Outstanding Interest Balance As of Date
The effective date for the interest balance on a loan.
Top Of Page

Outstanding Principal/Outstanding Principal Balance
The current amount that you owe on a loan. The dollar value of the balance which may include capitalized interest.
Top Of Page

Outstanding Principal Balance As of Date
The effective date for the principal balance on a loan.
Top Of Page

Pell Lifetime Eligibility Used
The sum of all Pell Grant aid award year eligibility (in percentage) awarded to you that affects your lifetime Pell eligibility.
Top Of Page

Program Length in Years
The measure for the length of the instructional program in years, as published by the school.
Top Of Page

Program Status and Effective Date
The program enrollment status (for example, full-time, half-time, less than half-time, withdrawn, or graduated) as certified by your school and the date for which this status became effective.
Top Of Page

Public Service Loan Forgiveness (PSLF) Cumulative Matched Months
The total number of qualifying payments made on the loan while employed in a qualifying public service.
Top Of Page

Reaffirmation Date
The date the servicer receives your signed reaffirmation agreement.
Top Of Page

Remaining Amount to be Paid
The portion of the grant type the school expects to give you for the remainder of the year.
Top Of Page

Remaining Eligibility Period
The Maximum Eligibility Period minus the total Subsidized Usage equals to the Remaining Eligibility Period. A borrower loses eligibility for additional Direct Subsidized Loans when the borrower has a Remaining Eligibility Period of zero (or less).
Top Of Page

Repayment Date
The date when an overpayment has been re-paid.
Top Of Page

Repayment Plan Type
The current repayment plan for a loan that has entered repayment.
Top Of Page

Scheduled Amount
Scheduled amount of the grant award.
Top Of Page

Scheduled Start of Payment
The loan's scheduled start repayment date. This is the date on which you must start repaying the loan.
Top Of Page

School
The name of the school you attended while receiving this grant, or the name of the school reporting an overpayment.
Top Of Page

SSN
Your Social Security number (SSN). You must enter a valid SSN to use the NSLDS Student Access system. The SSN is also used to verify that your loan is recorded in the NSLDS database.
Top Of Page

Status
The status of the overpayment.
Top Of Page

Status Description

AL

Abandoned loan

BC

Bankruptcy claim—discharged

BK

Bankruptcy claim—active

CA

Canceled

CS

Close school discharge

DA

Deferred

DB

Defaulted then bankrupt, Chapter 13—active

DC

Defaulted—compromise

DD

Defaulted then died

DE

Death

DF

Defaulted, unresolved

DI

Disability

DK

Defaulted then bankrupt, Chapter 13—discharged

DL

Defaulted—in litigation

DN

Defaulted then paid in full through a consolidated loan

DO

Defaulted then bankrupt—active, other

DP

Defaulted—paid in full

DR

Defaulted loan included in rolled-up loan

DS

Defaulted then disabled

DT

Defaulted—Collection terminated

DU

Defaulted—Unresolved

DW

Defaulted—Write-off

DX

Defaulted—Six consecutive payments

DZ

Defaulted—Six consecutive payments, then missed payment(s)

FB

Forbearance

FC

False certification discharge

FD

Defaulted—Fraud

FR

Fraud

FX

Fraud—Resolved

IA

Loan originated

ID

In school or grace period

IG

In grace period

IM

In military grace

IP

In post-deferment grace period

OD

Defaulted then bankrupt—discharged, other

PC

Paid in full through consolidation loan

PD

Permanent Disability

PF

Paid in full

PM

Presumed paid in full

PN

Non-defaulted, paid in full through consolidation loan

PX

Identity theft discharge loan

PZ

PLUS loan—student died

RF

Refinanced

RP

In repayment

UA

Temporarily uninsured—no default claim requested

UB

Temporarily uninsured—default claim denied

UC

Permanently uninsured/unreinsured—no default claim requested

UD

Permanently uninsured/unreinsured—default claim denied

UI

Uninsured/Unreinsured

XD

Defaulted, six consecutive payments

Top Of Page

Status Effective Date
The date on which the current Loan Status code became effective.
Top Of Page

Subsidized Usage
A borrower's Subsidized Usage is the period of time, expressed in years or portions of years, for which the borrower received a Direct Subsidized Loan (for new borrowers on or after July 1, 2013).
Top Of Page

Subsidy Status
The status of the interest subsidy on the loan.
Top Of Page

Total (by Type of Loan)
The sum of all your loan amounts, summarized by type of loan.
Top Of Page

Total All Grants
The sum of all your grant amounts for all award years, regardless of the type of grant.
Top Of Page

Total All Loans
The sum of all your loan amounts, for all loan periods, regardless of the type of loan.
Top Of Page

Type of Grant
Federal Pell Grant
Academic Competitiveness Grant
National SMART Grant
TEACH Grant
Top Of Page

Type of Loan
FFEL Consolidated
National Defense Loan (Perkins)
Direct Stafford Subsidized (SULA Eligible)
Direct Stafford Subsidized
Direct Stafford Unsubsidized
Direct PLUS Graduate
Direct PLUS Parent
Direct Consolidated Unsubsidized
Direct Consolidated Subsidized
Direct PLUS Consolidated
Direct Unsubsidized (TEACH)
Direct Consolidated SULA
Perkins Expanded Lending
Federally Insured (FISL)
FFEL PLUS Graduate
Income Contingent (ICL)
National Direct Student Loan (Perkins)
FFEL PLUS Parent
Federal Perkins
FFEL Refinanced
FFEL Stafford Subsidized
FFEL Supplemental Loan (SLS)
FFEL Stafford Non-subsidized
FFEL Stafford Unsubsidized
Top Of Page